How to Retire Early Retiring early sounds like a dream come true, but it’s important to take a look at the cold, hard facts. Related Content The Real Cost of a Vacation Home What if instead of buying that vacation home, you invested the money? Taxable vs. Tax-Deferred Savings Use this calculator to compare the future value of investments with different tax consequences. Saving Early & Letting Time Work For You The earlier you start pursuing financial goals, the better your outcome may be.