Retirement Six Surprising Facts About Retirement Confidence Related Content When to Self-Insure Choosing to bear the financial burden of an adverse event is called self-insuring. Do you know what that entails? Don’t Be Your Own Worst Enemy Emotional biases can adversely impact financial decision making. Here’s a few to be mindful of. Assess Your Life Insurance Needs This calculator estimates how much life insurance you would need to meet your family's needs if you were to die prematurely.